Track spending, set budgets, grow wealth — all in one beautifully simple app powered by AI.
Built for real people, not spreadsheet experts. Simple, powerful, and actually enjoyable to use.
Connect all your accounts in seconds via Plaid. Balances and transactions update automatically.
Claude AI analyzes your spending and gives you personalized, actionable advice — not generic tips.
Set monthly limits by category. Visual progress bars tell you instantly where you stand.
Create goals for anything — emergency fund, vacation, down payment — with milestone tracking.
See your complete financial picture — assets, debts, investments — all in one place over time.
Share budgets with your partner or family. Split expenses and track shared spending together.
Sign up in seconds with email or Google. No credit card needed to start your free trial.
Securely link your accounts via Plaid's bank-grade encryption. It takes about 30 seconds.
Create spending categories with monthly limits. Pennix does the math automatically.
Your AI coach analyzes your data and delivers personalized insights every week.
No hidden fees. No confusing tiers. Cancel anytime.